Risk Advisory
After the Flood:

Urgent Safety Tips for Business Owners

TAKE IMMEDIATE STEPS TO ENSURE PERSONAL SAFETY.
DO NOT ENTER A FLOOD-DAMAGED BUILDING WITHOUT
ENSURING PROTECTION FROM COLLAPSE, ELECTROCUTION,
HAZARDOUS MATERIALS, AND CONTAMINATION.

Cleaning up a flood-ravaged business—one of the first steps toward recovery—can be a difficult and disheartening task. It can also be dangerous. Before you can even enter your property to assess the damage and begin clean-up and repair, you must take steps to protect the health—indeed, the lives—of workers and volunteers who have come to help.

Before Entering A Flood-Damaged Building

When You Enter A Flood-Damaged Building

(continued)

This document is provided for information purposes only. It is not intended to be a substitute for individual legal counsel or advice on issues discussed within. Readers seeking resolution of specific legal issues or business concerns related to the captioned topic should consult their attorney and/or insurance representative.

Copyright Ó 1999 The Hartford Loss Control Department. All rights reserved.

www.thehartford.com

Ensure Electrical Safety to Prevent Electrocution

Take Steps to Prevent Fires

Be Cautious About Hazardous Materials

Flood waters can dislodge tanks, drums, pipes, and equipment, which may contain hazardous materials such as pesticides, chemicals, or fuels.

Be Cautious About Contaminated Floodwaters

Floodwaters are often contaminated with biohazards (sewage, medical waste, animal waste and carcasses) or other hazardous materials (fuels, asbestos, farm chemicals, etc.). Flood-damaged buildings may also have damp areas where molds, mildews, and other organisms thrive.

Secure the Property

Document the Damage

Getting Around Safely

Sources of Information and Assistance

American Red Cross (www.redcross.org)

Environmental Protection Agency (www.epa.gov)

Federal Emergency Management Agency (www.fema.gov)

National Electrical Manufacturers Association (www.nema.org)

National Institutes for Occupational Safety and Health (www.cdc.gov/niosh/flood.html)

Occupational Safety and Health Administration (www.osha.gov)

Public Risk Management Association (www.primacentral.org)